Terms of Use

Effective Date: Feb 1, 2026

1. Acceptance of Terms

Welcome to InTouch Mortgages (“Company”, “we”, “our”, or “us”).

By accessing or using our website (the “Website”), you agree to be bound by these Terms of Use and all applicable laws and regulations of Ontario and Canada.

If you do not agree with these Terms, you must not use this Website.

2. About Our Services

InTouch Mortgags is a mortgage services business operating in Ontario and licensed under the Financial Services Commission of Ontario (FSCO).

The information provided on this Website is for general informational purposes only and does not constitute:

• Financial advice

• Mortgage approval

• A commitment to lend

• A binding offer

All mortgage products are subject to lender approval, underwriting criteria, and applicable regulations.

3. Eligibility

This Website is intended for individuals who are:

• At least 18 years of age

• Residents of Ontario, Canada

By using this Website, you confirm that you meet these requirements.

4. User Submissions

When you submit information through our contact forms (such as your name, email, and phone number), you agree that:

• The information provided is accurate and truthful

• You are authorized to provide that information

• We may contact you regarding your inquiry

Submitting information through this Website does not create a client relationship unless formally agreed in writing.

5. Intellectual Property

All content on this Website, including but not limited to:

• Text

• Logos

• Graphics

• Layout

• Design

• Images

is the property of InTouch Mortgages unless otherwise stated and is protected under Canadian intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content without prior written permission.

6. Website Use Restrictions

You agree not to:

• Use the Website for unlawful purposes

• Attempt to gain unauthorized access to our systems

• Introduce malware or harmful code

• Interfere with Website functionality

• Misrepresent your identity

We reserve the right to restrict or terminate access for violations of these Terms.

7. Third-Party Services & Links

Our Website may use or link to third-party services, including:

• Google Analytics

• Mailchimp

We are not responsible for the content, privacy practices, or policies of third-party websites or services.

Use of third-party services is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, InTouch Mortgages shall not be liable for any:

• Direct

• Indirect

• Incidental

• Consequential

• Special damages

arising from your use of or inability to use this Website.

9. Indemnification

You agree to indemnify and hold harmless InTouch Mortgages from any claims, damages, losses, or liabilities arising from:

• Your use of the Website

• Your violation of these Terms

• Your misuse of any information obtained from the Website

10. Privacy

Your use of this Website is also governed by our Privacy Policy.

By using this Website, you consent to the collection and use of your information as outlined in that policy.

11. Changes to Terms

We reserve the right to modify these Terms at any time.

Changes will take effect immediately upon posting to the Website. Continued use of the Website constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Any disputes shall be resolved exclusively in the courts of Ontario.

13. Contact Information

If you have any questions about these Terms of Use, please contact:

InTouch Mortgages
B-24-26 Bruce Street
Vaughan, ON L4L 0H4
info@intouchmortgages.ca
+1 (905) 266-9986